For the woman who’s never felt “good with money” — but is ready to try anyway.
💭 This Post Is For the Woman Who:
- Feels anxious just thinking about spreadsheets
- Gets overwhelmed by budgeting apps or confusing advice
- Has tried “budgeting” before but couldn’t stick with it
- Wants a gentle, realistic, and judgment-free way to begin
Let’s make one thing clear: you don’t have to be a math person to be a money person.
This post will help you create a budget that actually feels manageable — even if you’ve never done one before.
💡 First, What Is a Budget, Really?
A budget isn’t a punishment.
It’s just a plan for your money — made by you, for you.
It’s not about restriction. It’s about intention.
Instead of “Where did all my money go?”
You get to say: “Here’s what I want my money to do this month.”
🧘♀️ Step 1: Start with Clarity, Not Control
Before anything else, write down:
- Your monthly income (what actually hits your bank account)
- Your monthly expenses (rent, food, transport, childcare, etc.)
Don’t worry about categories yet. Just get a birds-eye view of what’s coming in and what’s going out.
💬 Tip: Don’t forget inconsistent income or side hustle money — estimate low to be safe.
💵 Step 2: Group Your Spending Into Simple Buckets
- Needs — rent, groceries, bills, transport
- Wants — takeout, entertainment, small luxuries
- Savings/Debt — emergency fund, SheSecure vault, paying off debt
- Other Commitments — school fees, childcare, family support
💡 You don’t need fancy categories or apps — even a notebook or Google Sheet works!
🔄 Step 3: Track for One Month (With Grace)
Just observe your spending for 30 days.
No judgment. No guilt. Just notice your habits.
Ask:
- Where is most of my money going?
- What surprised me?
- What felt worth it — and what didn’t?
This will help you budget around your real life — not an imaginary “perfect” version.
🔐 Step 4: Automate What You Can
Set up small automations that reduce emotional friction:
- Automatically transfer money to your SheSecure savings vault each payday
- Use your vision board to see what you’re saving for
- Rename your accounts to “Freedom Fund” or “Travel Dreams” so they feel more inspiring
✨ With SheSecure, you can separate your money emotionally — not just logistically. It’s your private financial safe space.
❤️ Step 5: Make Space for Joy
A budget that cuts out everything fun? That’s a setup for failure.
Give yourself a monthly “joy” or “treat” amount. Guilt-free.
This could be for books, coffee, small gifts, or nights out.
You’re allowed to enjoy your money. That’s part of healing your financial relationship.
🌱 Remember: You’re Not Behind
You’re learning what most people were never taught.
You’re not bad with money — you just haven’t had a system that works for you.
And now? You’re starting.
You’re taking a deep breath and saying,
“I deserve financial clarity. I deserve peace.”
🫶 Let’s Support Each Other
What’s your biggest budgeting struggle — sticking to it, tracking, or even just starting?
Comment below